$250 Monifi Checking Bonus

(Expired) $250 Monifi Checking Bonus

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    Monifi is offering a $250 bonus for opening a new Monifi Checking Account. To be eligible, you need to open the checking account and receive two direct deposit of at least $1000 each, within 90 days of account opening. The offer is valid online and is available nationwide.

    Monifi is a division of MidFirst Bank and promotes itself as “Banking Built Around Your Life”. Monifi offers Checking account that has no account fees. The account is divided into “Spend Balance” (works like Checking Account) and “Save Balance” (works like HYSA) and Monifi offers a much higher APR on your Save Balance (current APR is 0.6%).

    Monifi Checking Bonus Summary

    Bonus – $250

    Account – Checking (Monifi Spend)

    Direct Deposit – Yes, 2 DDs of at least $ 1000 within 90 days of account opening

    Availability – Nationwide

    Offer Expiry – May 31, 2022

    Account Fees – None

    Link for the Offer

    Monifi Checking Bonus Requirements

    1. Download the Monifi App from the link provided
    2. Open a new Checking account online
    3. Get two qualifying direct deposit of $1,000 within 90 days of account opening
    4. Bonus will be paid within 90 days of meeting the promotional requirement.

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    • There is no account fees.

    Early Account Termination Fees

    There is no early termination fees. We recommend to keep the account open for at least 180 days. 

    The Fine Print

    Receive $250 when you set up payroll direct deposit to your Spend Balance and receive two payroll direct deposits of $1,000 USD or more within 90 days of opening your Monifi Relationship. Valid for Monifi Relationships opened between April 1, 2022, and May 31, 2022. The payroll direct deposits must be an electronic deposit of the account owner’s paycheck, pension or government benefits, such as Social Security. Limit one incentive per Monifi Relationship. $250 USD paid as a credit to your Spend Balance within 90 days of meeting promotion requirements. Offer may be changed or withdrawn at any time. Monifi Relationship must be open and in good standing with a minimum balance of $1,000.00 to receive promotion incentive.

    Final Thoughts

    This is the best bonus Monifi has offered so far for their Checking account. Previously, they used to offer $200 with the same requirement but has now raised it to $250. The bonus requirement is straightforward and you only need to get two direct deposit of $1,000 each within 90 days of account opening. Besides, you earn relatively higher APR on your balance.  

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